Mortgage Loan

Our Mortgage Loan at Veerashaiva Co-operative Bank Ltd. offers individuals the opportunity to leverage their property for financial flexibility. Whether you’re looking to address unforeseen expenses, cover urgent personal needs, manage medical costs, or invest in home improvements, our Mortgage Loan provides upfront funds secured against your property.

Designed for domestic purposes, our Mortgage Loan assists individuals in addressing unforeseen expenses, urgent personal needs, medical expenses, and more

• Individual customers with a proven repayment capacity.
• New customers should be well introduced and creditworthy, supported by satisfactory banker’s/market reports.

Individuals can borrow up to Rs 4 crore, depending on their eligibility and the value of the mortgaged property.

Enjoy flexible repayment options with a maximum loan tenure of up to 120 months (10 years), allowing you to manage repayments comfortably.

The property offered as security should be converted land/building with clear marketable title, ensuring the safety of your investment and our loan

Benefit from competitive interest rates determined by our Bank at the time of loan disbursement, ensuring affordability and transparency throughout the loan term

Note: “The sanctioned loan amount and interest rate are subject to terms and conditions.”